- The Chase Sapphire Preferred Card and the Chase Sapphire Reserve are both fantastic credit cards, with valuable rewards and useful benefits.
- While the Sapphire Reserve offers additional perks, it has a higher annual fee — $550 — versus the Sapphire Preferred's $95 annual fee. It's worth keeping in mind that some of the Reserve's benefits cancel out much of that fee.
- Another factor: The $95 Sapphire Preferred recently increased its sign-up bonus offer to 60,000 points when you spend $4,000 on purchases within the first three months.
- The $550 Sapphire Reserve offers 50,000 points for the same minimum spend amount.
The Chase Sapphire Reserve and the Amex Platinum are two of the most popular — and rewarding — premium credit cards. See which one is best for you.
Here are some of the best small business credit cards of 2019 to separate your business and personal expenses while earning valuable rewards.
The best cash-back credit cards from Citi, Chase, Wells Fargo, and more — with input from 4 top experts
We pick the best cash back credit card of 2020, and the best alternatives that offer anywhere from 1-4% back. You can also earn sign-up bonuses.
We compared the most popular credit cards from the big US airlines: American, United, and Delta. See if it's worth having an airline credit card.
The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value
Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
If you lost your job and are struggling to make ends meet, it could be worth adding a note to your credit report
A consumer statement on your credit report explaining your situation could make lenders more understanding if you need to apply for new credit.
'Please don't make extra payments right now': A student-loan expert begs federal borrowers to avoid a costly mistake during the pandemic
Federal student loans are in automatic forbearance during the coronavirus pandemic. Although you can make extra payments, you might not want to.
All you need to do is take a picture of your check using PayPal's app to access your cash or transfer it into your bank account.
Homebuying expert says millennials can still get a mortgage even if they have student loans and don't have a perfect credit score.
Auto insurance isn't one-size-fits-all. The right amount for you depends on your state, your loans, and your finances.
Consider your state laws, financing requirements, and your financial picture before deciding how much car insurance you need.
I'm saving over $1,100 a month by sheltering in place, and I'm using it to invest in the stock market and my future goals
"After the coronavirus shook everything up and I found myself sheltering in place, I decided to make big changes to my budget."
The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.09%.
Each of the best high-yield savings accounts is free of monthly maintenance fees, FDIC-insured, and appropriate for modest and super savers alike.
I never thought I needed disability insurance as a full-time mom until something my financial adviser said changed my mind
The financial adviser said: Protecting your income should be the priority, especially before you make any major decisions about how to use your money.
Downgrading a card rather than canceling it will preserve your average age of accounts and credit utilization, which factor into your credit score.
Fintech company Kabbage is offering eligible small businesses Paycheck Protection Program loans up to $2 million
Kabbage has shifted its focus to Paycheck Protection Program (PPP) loans to help small businesses struggling amid the coronavirus outbreak.
Your airline and hotel elite status could be valid through 2021, as loyalty programs adjust in light of the coronavirus
Nearly every major US airline has adjusted its elite status timeline and requirements, and hotels have also tweaked their policies.
Credit card issuers like American Express and Capital One are adding new ways to earn and redeem rewards during quarantine
Amex, Capital One, and other issuers are making it easier to earn welcome bonuses or enjoy card benefits with new, non-travel features.
If you don't want to put money in the stock market, try putting cash in a high-yield savings account, CD, or money-market account.
The Fed's interest rate cuts have sent APYs on high-yield savings accounts to new lows. So should you leave your money alone? Or move it elsewhere?
I lost over $107,000 in 40 days thanks to the coronavirus, but I still think my investment strategy is perfect
The Money Wizard's net worth was over $360,000 before the coronavirus hit. But a three-part test shows why his investment strategy is working.
A financial adviser is a trusted person in your financial life, but you can't trust everyone just because they call themselves a financial adviser.
I've saved thousands by filing taxes jointly with my husband, but it's not the right decision for everyone
Married couples can either file their taxes jointly or separately. According to the IRS, less than 3% of married couples filed separately in 2016.
We combed through offerings at about a dozen national banks to find the best CD rates right now. Our top pick is Ally Bank for its breadth of options.
Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Where's my stimulus check? Most people's stimulus checks are being sent by direct deposit. Some will get paper checks, starting in late April.
Losing your job doesn't mean your credit score will automatically drop, but it can impact your credit if you aren't able to pay the bills
Becoming unemployed won't necessarily affect your credit score — it depends on whether you're able to pay the bills or if you need to carry a balance.
After you turn 50, your investments should get more conservative, and you can focus less on saving and more on how you'll spend in retirement.
An Oklahoma bank CEO who responded to a tweet from Mark Cuban used his advice to get cash into customers' hands in less than a week
Mark Cuban helped CEO Jill Castilla provide financial assistance to her community in a matter of days. He believes other banks can follow her lead.
Financial planners are fielding an influx of calls from clients worried about money right now. Here are their top 3 pieces of advice.
Over a third of financial planners surveyed by the CFP Board advised clients to "sit tight" and avoid making major financial decisions right now.
The easiest credit cards to get approved for, whether you're a student or looking to repair your score
Secured credit cards, which require a deposit, are the easiest in terms of approvals. You could also consider a student credit card.
Ally Bank is wiping out customers' negative balances so they can receive their full stimulus payments — and they don't have to repay anything
Ally Bank is essentially giving customers in the red a free gift: wiping away their negative balance.
A subsidized loan is a federal student loan that is available to undergraduate students who have a financial need.
I used to be a terrible saver, but I've figured out how to make filling up my savings accounts nearly as satisfying as shopping
To get and stay motivated, I spend ample time visualizing and thinking about my money goals, and then creatively name saving accounts to match.
The 5 best credit cards for Amazon purchases — earn bonus rewards, get cash back, and enjoy purchase protection
You can buy just about everything at Amazon. Make sure you're doing it with a credit card that earns you bonus points or cash back.
In a high-yield savings account, money can grow with more interest than it could in a checking account, and you won't be tempted to spend it.
You will get a stimulus check if you have a Social Security number, are not a dependent, and earn below the income thresholds for your filing status.
I had $5,000 to play with and wanted it to grow risk-free, so I put it in a high-yield savings account from Marcus for 2 reasons
She had some extra money last year and didn't feel comfortable investing in the stock market, so she chose a Marcus high-yield savings account.
A bill that would ban banks from charging overdraft fees during the coronavirus pandemic was introduced by House Democrats
The House Oversight and Antitrust Committees introduced a bill to ban banks from charging overdraft fees or reporting overdraft coverage to credit agencies.
Wondering how to choose a savings account? Pick one that fits your priorities and helps your money grow with interest — and read the fine print.
4 financial experts told me how to cut my spending while my income is down so I don't blow through my savings
Due to the shakeup caused by the coronavirus, her projects have thinned out and clients have taken a few steps back and put work on hold.
When I was unemployed, I used a low-interest credit card to preserve my emergency savings — and I have no regrets
I knew that if I allowed myself to spend that money so early on in building the new habit of saving, I might lose all the progress I made.
Recover from overspending with a card that offers an intro period without interest charges. Some of these cards let you transfer a balance for free.
Now is the time to write your will, and there are a few ways to do it while you're stuck at home in quarantine
The current pandemic has highlighted the need for all of us to think about our end-of-life wishes, and making a will at home is easy.